(b) 规定对所有购置款融资提供人的平等待遇；
(b) To provide for equal treatment of all providers of acquisition financing; and
(c) 通过建立购置款融资的透明度，从总体上为担保交易提供便利。
(c) To facilitate secured transactions in general by creating transparency with respect to acquisition financing.
购置款融资方法
Methods of acquisition financing
184. 法律应当规定：
The law should provide that:
(a) 非统一处理法中的购置款担保权制度与统一处理法中采用的相同；
(a) The regime of acquisition security rights in the context of the non-unitary approach is identical to that adopted in the context of the unitary approach;
(b) 所有债权人，供货商和出贷人都包括在内，可以根据管辖购置款担保权的制度取得购置款担保权；
(b) All creditors, both suppliers and lenders, may acquire an acquisition security right in conformity with the regime governing acquisition security rights;
(c) 可以依据建议185提供建立在保留所有权权利和融资租赁担保权基础上的购置款融资；
(c) Acquisition financing based on retention-of-title rights and financial lease rights may be provided in accordance with recommendation 185; and
(d) 出贷人可以通过转让或代位而取得保留所有权权利和融资租赁担保权的利益。
(d) A lender may acquire the benefit of a retention-of-title right and a financial lease right through an assignment or subrogation.
保留所有权权利和融资租赁担保权等同于购置款担保权
Equivalence of a retention-of-title right and a financial lease right to an acquisition security right
185. 法律应当规定，不论债权人的权利是保留所有权权利、融资租赁担保权还是购置款担保权，购置款融资的管辖规则产生功能等同的经济效果。
The law should provide that the rules governing acquisition financing produce functionally equivalent economic results regardless of whether the creditor's right is a retention-of-title right, a financial lease right or an acquisition security right.
保留所有权权利和融资租赁担保权的效力
Effectiveness of a retention-of-title right and a financial lease right
186. 法律应当规定，有形资产上的保留所有权权利或融资租赁担保权不具有效力，除非售货协议或租赁协议以书面形式订立或具有书面凭证，结合当事人之间的行为过程可以表明出卖人或出租人保留所有权的意图。
The law should provide that a retention-of-title right or a financial lease right in a tangible asset is not effective unless the sale or lease agreement is concluded in or evidenced by a writing that in conjunction with the course of conduct between the parties indicates the seller's or the lessor's intent to retain ownership.
书面形式最迟必须在买受人或承租人取得该资产占有权时即已存在。
The writing must exist not later than the time when the buyer or lessee obtains possession of the asset.
买受人或承租人设定担保权的权利
Right of buyer or lessee to create a security right
187. 法律应当规定，买受人或承租人可以在已成为保留所有权权利或融资租赁担保权标的的有形资产上设定担保权。
The law should provide that a buyer or lessee may create a security right in a tangible asset that is the object of a retention-of-title right or a financial lease right.
该资产上设置担保权仅以超出所欠出卖人或融资租赁出租人的债务以外的资产剩余价值为限。
The security right encumbers the asset only to the extent of the asset's value in excess of the amount owing to the seller or financial lessor.
消费品上保留所有权权利或融资租赁担保权的对抗第三人效力
Third-party effectiveness of a retention-of-title or financial lease right in consumer goods
188. 法律应当规定，消费品上的保留所有权权利或融资租赁担保权，有建议186规定的凭证的，在完成出售或达成租赁时取得对抗第三人的效力。
The law should provide that a retention-of-title or a financial lease right in consumer goods is effective against third parties upon conclusion of the sale or lease provided that the right is evidenced in accordance with recommendation 186.
有形资产上的保留所有权权利的对抗第三人效力
Third-party effectiveness of a retention-of-title right in a tangible asset
189. 法律应当规定：
The law should provide that:
(a) 非库存品或非消费品有形资产上的保留所有权权利或融资租赁担保权，只有在下列任何情况下，才具有对抗第三人的效力：
(a) A retention-of-title right or a financial lease right in tangible asset other than inventory or consumer goods is effective against third parties only if:
㈠ 出卖人或出租人保留对该资产的占有；
(i) The seller or lessor retains possession of the asset; or
㈡ 买受人或承租人获得该资产占有权后不迟于[指明一段短暂期限，如20或30天]内在一般担保权登记处登记通知登记了该项权利的通知；
(ii) A notice relating to the right is registered in the general security rights registry not later than [a short time period, such as 20 or 30 days, to be specified] days after the buyer or lessee obtains possession of the asset;
(b) 库存品上的保留所有权权利或融资租赁担保权，只有在下列任何情况下，才具有对抗第三人的效力：
(b) A retention-of-title right or a financial lease right in inventory is effective against third parties only if: